Health Insurance for Spain’s Digital Nomad Visa
The whole subject in one place: who needs private cover, who does not, and what your documents have to show.
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Free Guide to the Sanitas Residents Platinum Visa Plan
Platinum is the plan for people who want the choice of being treated outside the Sanitas network as well as inside it. This guide explains what that adds, how you use it, and who the visa version is available to.
Who it’s for
For people weighing choice of doctor against price
Platinum is not simply “the better one”. It is a different shape of cover, and it earns its place for some households and not for others. This guide is written so you can tell which you are, rather than choosing on the name.
It is most useful if you already know that private cover is your route. If you are not there yet, the DNV health insurance guide answers that question first.
Sanitas calls this product Residents Platinum para visado. There is a general version as well, and the guide is clear about which conditions attach to which.
What’s inside
What the guide covers
- What the Platinum Visa Plan is — private care through the Sanitas medical network in Spain, with the freedom to be treated outside it as well.
- Platinum or Residents? — the difference set out plainly, so the choice is about how you want to use the cover rather than about which sounds better.
- How you use the cover — inside the network, outside the network, when you are abroad, and what reimbursement means in practice for a bill you have paid yourself.
- Your everyday cover in Spain — GP and primary care, consultations, diagnostic tests and imaging, hospital treatment and surgery, emergencies and digital appointments.
- Which version you need — the visa (Visado) version against the general Platinum version, who each is available to, and the age conditions that apply.
- Arranging the cover — what happens when the policy starts, and what is worth keeping if you ever need to claim.
- What to do next — how to get a quote for the people who are actually being covered.
Sanitas is the insurer, part of Bupa. We arrange the cover as its agent.
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Next step
The two plans are easiest to compare on your own numbers
Which one is worth it depends on who is being covered, their ages and where you will live. We can price both for the same household so you are choosing between two real figures rather than two descriptions.
More guides
Other guides
Sanitas Residents Visa Plan
Cover through the Sanitas medical network in Spain, and what the Visado version is for.
Free download
Choosing the Right Sanitas Visa Plan
Two plans, side by side, with the questions that decide between them.
Free download
DNV Health Insurance Mistakes to Avoid
Starting with the most expensive one: buying a policy before you know whether you need one.
Free download
Sanitas Plan Add-ons
Wider provider choice, everyday savings, and income and family protection — attached only where they earn their place.
Free download
Read on the site
Start with these
Sanitas Residents Platinum for the DNV →
The plan page on this site, with its sources.
Residents or Platinum? →
The two visa plans side by side.
Which Sanitas plans suit the DNV →
The shortlist, and why the others are not on it.
How pricing works →
What moves a Sanitas premium up and down.