Free Guide to Choosing the Right Sanitas Visa Plan
Two plans, one decision. This guide sets the Residents Visa Plan and the Residents Platinum Visa Plan beside each other, explains what actually separates them, and gives you a way of deciding that does not depend on guessing.
For the point where you are down to two options
Most people arrive at this decision having already established that they need private cover. What is left is a choice between two plans that look similar in a list and behave differently in real life.
The guide takes it in the order the decision is actually made: what you need the cover to do, how you want to use it, and what moves the price. It does not try to sell you the more expensive one, and it says plainly where the cheaper one is the better answer.
If you have not settled the first question yet, the DNV health insurance guide covers whether you need private insurance at all.
What the guide covers
- Start with what you need from the cover — the two Visado plans introduced on what they do, and why the visa versions exist separately from the general ones.
- Residents Visado or Platinum Visado? — the comparison itself, in one place.
- The Sanitas network, or wider choice? — the network model against network-plus-reimbursement, and which suits which kind of household.
- What decides your premium — the ages of the people insured, where in Spain you will live, which plan you choose, and how often you pay.
- Who each version is for — the visa versions and the general versions, and the age conditions attached to each.
- A simple way to decide — a short sequence of questions that usually settles it, and what to do when it does not.
- What to do next — how to have both plans priced for your own household.
Sanitas calls these products Residents para visado and Residents Platinum para visado. “Para visado” means “for visa purposes”.
Get the guide
This guide is being updated and is not available to download yet.
If you would like help with DNV health insurance now, request a personalised Sanitas quote or contact us.
The last step of this decision is a number
Once you know how you want to be covered, the choice usually comes down to what each plan costs for the actual people on your application. We can price both, for the same household, so you are comparing two figures rather than two descriptions.
Start with these
Residents vs Platinum, side by side →
The comparison on this site, with its sources.
Which Sanitas plans suit the DNV →
The shortlist, and why the others are not on it.
How pricing works →
What moves a Sanitas premium up and down.
The DNV insurance checklist →
What to have ready before you apply.