Free guide

Free Guide to Sanitas Plan Add-ons

Add-ons let you build a plan around what you actually use, instead of paying for cover you do not need. This guide explains what is available, what each one is for, and how to tell which are worth attaching to yours.

Get the guide → What’s inside

Who it’s for

For people who already have a plan in mind

This is the last guide of the set rather than the first. It assumes you know roughly which Sanitas plan you are taking, and that what is left is deciding whether to add anything to it.

One thing to check before you read any of it: add-ons attach to Sanitas individual and self-employed health plans, and which are available to you — and what they cost — depends on the plan, the ages of the people insured and the region. All of that is confirmed in a quote rather than assumed here.

If you are earlier in the process, the guide to choosing between the two visa plans is the one to read first.

What’s inside

What the guide covers

  • Building a plan around what you use — the four families of add-on, and the question to ask of each before you attach it.
  • Wider provider choice — the add-ons that widen where you can be treated, including outside Spain.
  • Pharmacy, optician and dental — the ones aimed at everyday costs rather than at large ones.
  • Protection and compensation — accident, income and family cover, and what each is actually for.
  • Care, assistance and digital health — the support options, and who tends to use them.
  • Which add-ons suit you — a short way of narrowing the list to the two or three worth pricing.
  • What to do next — how to get a quote with the add-ons you want included.

Availability and price vary by plan, age and region, and are confirmed in your quote.

Get the guide

This guide is being updated and is not available to download yet.

If you would like help with DNV health insurance now, request a personalised Sanitas quote or contact us.

Next step

Ask for a quote with the add-ons you want

The only way to know what an add-on costs on your plan is to have it priced with the plan. Tell us which ones you are interested in and we will quote the plan both ways, so you can see what each one is worth to you.

Get my Sanitas quote →

Read on the site

Start with these

Sanitas plans for the DNV →

The plans we arrange, and what each is for.

Which Sanitas plans suit the DNV →

The shortlist, and why the others are not on it.

How pricing works →

What moves a Sanitas premium up and down.

Private health insurance in Spain →

How private cover works alongside the public system.

Sources: Sanitas product pages (dated); availability and price of any add-on are confirmed in a quote, not on this page · Health-insurance information, not immigration or Social Security legal advice.