Free Guide to the DNV Health Insurance Mistakes to Avoid
Most of the insurance problems that hold up a digital nomad visa application are avoidable, and nearly all of them are made before anybody submits anything. This guide sets out the ones we see most often and the checks that prevent them.
For anyone about to buy, or about to apply
The most expensive mistake in this subject costs money rather than time: buying a policy before establishing which route covers you for healthcare. Not every applicant’s route ends in private insurance, and a policy bought before that is settled can turn out to have been unnecessary.
The rest are quieter. A name that does not match a passport, dates that do not line up with an appointment, the wrong type of cover bought in good faith — each of them is cheap to prevent and slow to fix afterwards.
This guide is short by design. It is the one to read the week before you buy anything.
What the guide covers
- The first mistake: buying before you check your route — how to establish whether private cover is the route that applies to you, before you pay for one.
- Getting the wrong type of cover — the distinction that catches people out most often, and the simple way to avoid it.
- Dates, names and timing that don’t line up — what has to agree with what, and when to start so nothing is left to the last week.
- The checks we run with you — the right type of cover, the dates, passport-exact names, the medical questions, and the documentation.
- The Sanitas cover, set up correctly — the two visa plans and what “set up correctly” means for each.
- A quick check before you apply — a short list to run through while there is still time to change something.
- What to do next — how to have the cover checked and put in place.
We arrange insurance. We are not immigration advisers, and the guide says so where it matters.
Get the guide
This guide is being updated and is not available to download yet.
If you would like help with DNV health insurance now, request a personalised Sanitas quote or contact us.
We would rather catch it now than after you have paid
If you tell us how you work, who is applying with you and roughly when you are applying, we will tell you which route covers you and what your cover has to do. That conversation costs nothing and it is the one that prevents the expensive mistake.
Start with these
Do I need private insurance? →
The question to settle before you buy anything.
What a policy has to include →
The private-insurance requirements, in one place.
Travel insurance is not health insurance →
The distinction that catches people out.
The DNV insurance checklist →
What to have ready before you apply.