Health Insurance for Spain’s Digital Nomad Visa
The whole subject in one place: who needs private cover, who does not, and what your documents have to show.
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Most of the insurance problems that hold up a digital nomad visa application are avoidable, and nearly all of them are made before anybody submits anything. This guide sets out the ones we see most often and the checks that prevent them.
The most expensive mistake in this subject costs money rather than time: buying a policy before establishing which route covers you for healthcare. Not every applicant’s route ends in private insurance, and a policy bought before that is settled can turn out to have been unnecessary.
The rest are quieter. A name that does not match a passport, dates that do not line up with an appointment, the wrong type of cover bought in good faith — each of them is cheap to prevent and slow to fix afterwards.
This guide is short by design. It is the one to read the week before you buy anything.
We arrange insurance. We are not immigration advisers, and the guide says so where it matters.
The guide opens straight away on this page — nothing is emailed to you. Three fields, and a phone number only if you would like us to call.
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Download DNV Health Insurance Mistakes to Avoid (PDF) →
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If you tell us how you work, who is applying with you and roughly when you are applying, we will tell you which route covers you and what your cover has to do. That conversation costs nothing and it is the one that prevents the expensive mistake.
The whole subject in one place: who needs private cover, who does not, and what your documents have to show.
Free download
Cover through the Sanitas medical network in Spain, and what the Visado version is for.
Free download
Everything the Residents Visa Plan does, plus the freedom to be treated outside the Sanitas network.
Free download
Two plans, side by side, with the questions that decide between them.
Free download
Wider provider choice, everyday savings, and income and family protection — attached only where they earn their place.
Free download
The question to settle before you buy anything.
The private-insurance requirements, in one place.
The distinction that catches people out.
What to have ready before you apply.
Applies to: applications made through a Spanish consulate and applications made from within Spain — what each office asks for can differ · Sources: Sanitas product pages (dated); the requirement and Social Security pages, each of which carries its own sources · Health-insurance information, not immigration or Social Security legal advice.