Free Guide to Health Insurance for Spain’s Digital Nomad Visa

What the guide covers

• Whether you need private insurance at all — the three ways DNV applicants are covered for healthcare, and how to tell which one is yours. Only one of them involves buying anything.
• If you are employed, and if you work for yourself — the two situations work differently, and what to ask an employer, in writing, before you assume anything.
• Social Security, and cover carried from another country — why a certificate saying which country’s rules apply to you is not the same as one saying you are covered for healthcare in Spain.
• The two Sanitas visa plans — Sanitas Residents Visa Plan and Sanitas Residents Platinum Visa Plan, what separates them, and how the choice usually goes.
• Your paperwork — what you are given when you take out cover, and what is worth checking on it before it goes anywhere near an application.
• Families — why every person on the application gets their own answer, and why a household can end up with different answers for different people.
• The mistakes we see most often — starting with buying a policy before knowing whether the application needs one.
• What to do next — including how to get a quote for exactly the people who need cover, if that is where you land.

Sanitas calls these products Residents para visado and Residents Platinum para visado. “Para visado” means “for visa purposes”.

A guide can’t look at your situation

It can tell you which questions matter. Which answers apply to you depends on how you work, how you will be covered by Social Security and who is coming with you. If you would like that worked out properly, for the actual people on your application, tell us and we will do it.

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